CWOs for Hire
David Zaegel is a St. Peters, MO financial advisor and investment manager. CWOs for Hire specializes in financial planning, investment management, and retirement planning to help clients work towards their financial goals at all stages of life. David Zaegel is a fiduciary financial planner.
Born and raised in Saint Louis, Dave graduated from Saint Louis University with a Masters in Accounting. He spent the first 15 years of his career in various advanced accounting functions.
Some of his more significant accomplishments include:
- Investing over $70 million of corporate assets
- Managing stock compensation programs and other employee benefits
- Working with executive teams to raise over $70 million in funding
- Overseeing all accounting functions (reporting, tax, payroll, budgeting, etc.)
Dave has since decided to follow his passion of helping people with their financial planning. His business background and knowledge of employee benefits, stock compensation, insurance, investments and taxes makes him perfect fit for working with corporate senior managers and closely held business owners.
Outside of working, Dave spends time with his wife and three children. Dave enjoys sports (especially baseball), exercising and playing music. Dave also enjoys volunteering in his community through various board positions in his neighborhood and the Town and Country / Frontenac Chamber of Commerce, and through activities at St. Joseph - Manchester, MO parish.
David Zaegel's fiduciary obligation is governed by:
Our mission is simple: to provide you a better life by giving you greater control of your finances. Life happens and plans will always change. We help you navigate through the ups and downs of life.
Rarely does a successful company operate without a plan. Yet, so many small businesses owners try to function without one. We provide you with the tools, knowledge and expertise you need to plan properly.
All services below are included in our affordable monthly cost.
Connect the "WHY"
Why do you do what you do? We can give you all the brilliant financial advice in the world, but it won't have nearly as much impact if we don't connect it back to your "why"?
Because you are busy, we develop your plan in smaller increments to be more efficient with your time, and focus on shorter, more frequent ongoing contacts thereafter. We use join.me to connect with you virtually so you don't have to drive to our office all the time, and eMoney to aggregate all of your financial information in one place and provide us with a single tool to collaborate.
BUDGETING & CASH FLOW PLANNING
Helping with your cash flow and habits is likely the most important aspect of financial planning. Without this, your overall financial plan will suffer.
We have a passion for investment management, and prefer to utilize individual stocks, bonds and options where we can. We then complete portfolios with low-cost ETFs and index funds for proper allocation and diversification.
Tax Planning & Tax Return Preparation
Our backgrounds in accounting are perfect for helping you manage your taxes. Tax planning does not happen once per year. It requires an ongoing process and discussion for best results. We then prepare your tax return through one of our outside partners if you don't already utilize a CPA.
Workplace benefits are a crucial piece of any financial plan. The benefits you set-up within your company can be substantial and should be properly utilized. We help optimize the benefits you provide to your employees, and to yourself.
Without proper insurance projection, all your financial plans could be quickly ruined. We look at all aspects of insurance planning, including life, health, disability and property insurance, to make sure you are not overly vulnerable to large risks.
What to do with that debt? Debt can be a big stress if you don't have a plan for it. We'll help put your debt in the context of your overall plan and provide a strategy to properly manage it..
Learn Why Fiduciary Matters When Choosing a Financial Advisor:
- Financial Planning
- Business Planning
- Investment Management
- Retirement Planning
- Education Planning
- Entrepreneurs & Business Owners
- Retirees and Near Retirees
- Young Families
- Medical Professionals
- Sudden Money Situations
- No-Cost Initial Consultation
- Monthly Retainer
- % of Assets Under Management
- In-Office Meetings
- Virtual Meetings
Professional Designations & Affiliations
David Zaegel is a Member of the XY Planning Network
The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.
David Zaegel is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
David Zaegel is CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
David Zaegel is a Certified Public Account (Learn More)
A Certified Public Accountant (CPA) is a designation given by the American Institute of Certified Public Accountants to those who pass an exam and meet work experience requirements.
Contact David Zaegel
1395 Jungerman Road
St. Peters, MO 63376