Denise Downey

CFP®

Financial Trex, LLC

Owner, Financial Planner

Denise Downey

CFP®

Financial Trex, LLC

Owner, Financial Planner

As a fiduciary financial planner, you can rest assured that I am always working in your best interest. - Denise Downey, CFP®

Denise Downey is a Spokane, WA financial advisor and investment manager. Financial Trex, LLC specializes in financial planning, investment management, and retirement planning to help clients work towards their financial goals at all stages of life. Denise Downey is a fiduciary financial planner.

I am Denise Downey. I've spent my entire 17-year career inside the financial services industry: working on the trading floor of the Chicago Stock Exchange, managing back-office support teams, and serving as a financial planner for high-net-worth individuals.

In 2015, I decided to leave my full time job as a financial planner. I loved my career, but I wasn't comfortable letting my high-pressure work environment pull me away from my family.

I decided to spend more time with my children. During this time, our family moved to Spokane, Washington. I fell in love with the great outdoors and became an avid hiker.

While I was a stay-at-home mother, I saw on a different side of the finance world. I realized that many people are completely shut out of the resources that could help them shape their financial journeys.

In 2016, I returned to financial services to start Financial Trex. My goal is to provide everyday people the top-level advice that is usually reserved for multimillionaires.

These days, when I'm not hiking with my kids, I am helping people learn they can achieve financial success on their own terms.

Denise Downey's fiduciary obligation is governed by:

  • National Association of Personal Financial Advisors (NAPFA)
  • Certified Financial Planner (CFP)
  • XY Planning Network

As a Certified Financial Planner®, I love helping people figure out how to achieve their financial goals.

In order to stay simple and transparent, Financial Trex operates as a fee-only firm. This means I earn an income based on the services I provide for you and not from selling you financial products you don't need.

This is a different approach than what you would find at large financial institutions where their financial planners are paid on commission and driven by sales. Many of my clients have tried this traditional route and found it didn't work for them.

My focus on services, rather than commission, allows me to concentrate my energies on a small group of clients who I work with year in and year out.

I work with clients nationwide via phone, email, Skype, and Google Hangouts (or in person if you are in the Spokane area). My approach allows for flexibility to chat with clients whenever it's convenient for them.

Learn Why Fiduciary Matters When Choosing a Financial Advisor:

Specialties

  • Financial Planning
  • Retirement Planning
  • Investment Management
  • Business Planning
  • Estate Services
  • Education Planning

Ideal Clients

  • Young Families
  • Retirees and Near Retirees
  • Entrepreneurs & Business Owners
  • Small Business Owners
  • Sudden Money Situations
  • Young Professionals

Working Together

  • Virtual Meetings
  • No-Cost Initial Consultation
  • Hourly Fee
  • Monthly Retainer
  • % of Assets Under Management

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    Denise Downey is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • Certified Financial Planner (CFP)
    Denise Downey is CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • XY Planning Network
    Denise Downey is a Member of the XY Planning Network

    The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.

Contact Denise Downey

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Office Locations:

  • P.O. Box 8812
    Spokane, WA 99203

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