Nannette Kamien


Inspiration Financial Planning


Nannette Kamien


Inspiration Financial Planning


As a fiduciary financial planner, I just provide honest advice to help you live an inspired life! - Nannette Kamien, CFP®, MBA

Nannette Kamien is a Carlsbad, CA financial advisor. Inspiration Financial Planning LLC specializes in helping families with kids become informed college consumers and build a strong financial foundation in order to fund college and other financial goals.. Nannette Kamien is a fiduciary financial planner.

I created Inspiration Financial Planning in 2015 after seeing how hard it was to find affordable, objective, financial advice tailored to my peers and colleagues. My generation is balancing uncertainty in a number of different areas from careers, real estate, and health care costs, to rising education costs, aging parents, and longer life expectancy. It’s more important than ever that we make solid financial decisions as we navigate this uncertainty.

The world has changed as we’ve grown up. No longer do we graduate from college, get a good job with a good company, and retire from there after 30 years with a nice pension and social security benefits.

I know first-hand what it's like to switch jobs, get married, have a baby, and buy real estate within a span of two years. I understand the challenges you face balancing competing financial priorities like saving for retirement, and saving for college or other goals, while managing variable income, and trying to keep up with all of life's changes that happen in your 30's and 40's. I can help you determine where you stand today financially, and help you plan to achieve YOUR inspiring future.

When I'm not helping clients, I enjoy spending time with my husband Rich, and our children Ali and Nate. I love to read, play golf, and travel (Vegas is my guilty pleasure!).

Nannette Kamien's fiduciary obligation is governed by:

  • Certified Financial Planner (CFP)
  • XY Planning Network
  • National Association of Personal Financial Advisors (NAPFA)


At Inspiration Financial Planning, we help families with kids get insight into their current financial situation, balance competing financial priorities, and plan for future financial goals like paying for college, buying a new home, or retiring on their terms. 


Because we do not receive commissions based upon our services and don't manage investments, there are NO surprises or conflicts of interest. You will always know ahead of time the fee that you will pay. 

  • We are dedicated to providing objective investment advice and unbiased financial recommendations to you
  • We do not sell any financial products
  • We do not receive commissions or referral fees
  • We do not manage investments so you are free to pick (or stick with) your own provider


While we are based in the San Diego area, we also serve clients virtually throughout the United States. With virtual appointments, there is no need to sit in traffic or miss out on precious personal time. 

Need an evening or a weekend appointment time? No problem, we offer those too.

Learn Why Fiduciary Matters When Choosing a Financial Advisor:


  • Financial Planning
  • Education Planning
  • Cash Flow/Budgeting
  • Retirement Planning
  • Employee Benefits Review
  • Investment Planning

Ideal Clients

  • Mid-Career Professionals
  • Young Families
  • Entrepreneurs & Business Owners
  • Variable Income Professionals

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • No-Cost Initial Consultation
  • Hourly Fee
  • Monthly Retainer
  • Financial Planning Projects

Professional Designations & Affiliations

  • Certified Financial Planner (CFP)
    Nannette Kamien is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • XY Planning Network
    Nannette Kamien is a Member of the XY Planning Network

    The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.

  • National Association of Personal Financial Advisors (NAPFA)
    Nannette Kamien is a NAPFA Associate Member

    The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

Contact Nannette Kamien

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Office Locations:

  • 5205 Avenida Encinas
    Suite A
    Carlsbad, CA 92008

2017 04 12 18 00 Borrowing for College

Published on Apr 13, 2017


Published on Dec 1, 2016

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