Timothy Merrill

Registered Investment Advisor

Star Capital, Inc.


Timothy Merrill

Registered Investment Advisor

Star Capital, Inc.


As a fiduciary financial planner, you can rest assured that I am always working in your best interest. - Timothy Merrill, Registered Investment Advisor

Timothy Merrill is a Minneapolis, MN financial advisor and investment manager. Star Capital Inc. specializes in financial planning, investment management, and retirement planning to help clients work towards their financial goals at all stages of life. Timothy Merrill is a fiduciary financial planner.

Tim Merrill is a Rochester native and graduate of the University of Wisconsin, La Crosse. His passion for investing in commodities, currencies and futures markets took him to Chicago where he spent 12 years honing his market analytical skills. He acquired his investment experience in Chicago’s financial district for companies located in the iconic buildings of the formerly known Sears Tower, and The Chicago Board of Trade.

As the oldest of 4 sons in a tight knit family Tim decided to return to Rochester in 2012 where he grew up.  He came back with ambitions of starting his own financial firm. Tim is a co-founder of STAR Capital Inc. The foundation of this venture is to combine his passion and skills for the financial markets with that of developing long-term professional friendships. It is paramount to Tim that STAR offers full transparency concerning his strategies.  To establish such an environment he makes himself available to discuss the investments with an advisor’s clients upon request.  Tim’s objective is to institute an open forum so that everyone’s goals are in alignment before any investment is deployed.

Tim lives in South Minneapolis with his wife Kerstin, son Ethan, and their beloved dog Ezra with plans of a larger family on the horizon. In his leisure time, he and Kerstin enjoy doing yard work, traveling to the family’s favorite Midwest getaway, Lake Okoboji and participating or watching almost any sport.

Timothy Merrill's fiduciary obligation is governed by:

  • Independent Registered Investment Advisor (RIA)

Star Capital Inc. was started by two men who believed in building a firm founded on the principals that their fathers exemplified while growing up. The family values and work ethic that were required through their adolescence set the foundation for a unique corporation. This common thread of exceeding expectations with integrity was the beginning of a business venture that today lives as a third-party money management firm – Star Capital Inc. Where your goals and dreams inspire us to achieve.  

A Different Kind of ROI

Since the beginning, Tim Merrill and Greg Nelson decided they were not going to measure success by revenue or assets under management, but by how many people they could help on the journey to meeting individual and family financial goals. It wasn’t about the value of their book of business, but the relationships they developed and lives they could improve. Star Capital believes a Return on a Relationship is the catalyst for a Return on Investment.

Filling a Need

Star Capital is determined to fill a need that is absent in comprehensive financial planning: Financial advisors cannot offer both planning and money management services effectively to clients. Their business model is: 1. Provide intelligent financial advisors that understand they should not try to cover both planning and money management services. 2. Equip their advisors with resources not typically available to them for best-in-class investment advice.

Find Alignment

Star Capital provides wealth managers and their clients access to the investment fund decision-makers. Tim, as the money manager, affords them the opportunity to speak to him directly to assure goals for the advisor’s client are in alignment with Star Capital’s portfolio. This access, combined with cutting edge technology, presents full transparency.

Win-Win Compensation

Star Capital is a Registered Investment Advisory (RIA) firm. The firm, by virtue of
the RIA business model, is mutually vested in the success of their clients. Star Capital does not charge commissions, but only applies management fees to assets under management. This compensation structure is mutually beneficial because when their clients make money, Star Capital makes money. The firm is rewarded by an organic increase in compensation by a percentage based on the client’s total assets.

Technology with a Pulse

Star Capital’s investment aggregation and tracking software communicates to the investor daily performance updates and key investment decisions. The management software has the capability to consolidate all investment accounts for clients, including accounts not managed by Star Capital comprising: 401k company plans, annuities, and insurance coverage – all your investments in one place.

Learn Why Fiduciary Matters When Choosing a Financial Advisor:


  • Financial Planning
  • Retirement Planning
  • Investment Management
  • Business Planning
  • Estate Services
  • Education Planning

Ideal Clients

  • Retirees and Near Retirees
  • Young Families
  • Entrepreneurs & Business Owners
  • Medical Professionals
  • Military
  • Sudden Money Situations

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • No-Cost Initial Consultation
  • Hourly Fee
  • Monthly Retainer
  • % of Assets Under Management

Professional Designations & Affiliations

  • Independent Registered Investment Advisor (RIA)
    Timothy Merrill is an Independent Registered Investment Advisor (RIA)

    Independent Registered Investment Advisors (RIAs) are professional independent advisory firms that provide personalized financial advice to their clients, many of whom have complex financial needs. Because these advisors are independent, they are not tied to any particular family of funds or investment products. As fiduciaries, they are held to the highest standard of care – and are required to act in the best interests of their clients at all times. RIA is not a designation, credential, endorsement, membership organization, or award. A RIA is a professional advisory firm registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators.

Contact Timothy Merrill

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